Oh boy,” he recalled. Cisco runs a boot camp to prepare for the tests, but Campbell said most engineers self-study for the written portion. “You have to have a good base of engineering knowledge first,” from school and work, he said, if only to fully understand the textbooks. For the CCIE security exam, one Cisco expert in an online blog recommended using seven different text books to prepare for the two-hour written exam. The 100-question security test has multiple-choice and fill-in-the blank questions. For the lab test, the online testing rubric lists more than 100 devices, software and security attacks that engineers must be prepared to troubleshoot. The average pass rate has been 26% for both written and lab tests since the start of the program in 1993, although many people take the exam again if they fail, a Cisco spokeswoman said. About 12,000 people take the written exam each year, with about 9,000 taking the lab test annually. In all, there are fewer than 14,000 CCIEs in the world in five areas including voice, routing and switching, security, service provider and storage networking.
The cost of a membership is a mere fraction of the cost of owning a holiday home and members can have personalized holidays that befits their lifestyle. The club boasts of 24 properties across Australia, New Zealand and Indonesia, including its newest addition, the Mercure Gold Coast Resort. Members receive an annual allocation of points that they can use to stay at holiday locations. They may bring family and friends on a holiday at no additional charge. Accor Vacation Club is an investment in lifestyle that is not intended to generate a financial return or gain. Members may sell their membership, but for a price that is less than they paid for. The company does not provide a resale service and will not guarantee any price for a resale. A club fee is payable annually for maintenance. These are just some of the fine prints when it comes to the risks in purchasing a membership. They are included in the Product Disclosure Statement that interested buyers can go through before they conclude their purchase. This shows that the Accor Vacation Club does not hide anything pertaining to their product and operations. This, plus the endorsement of long-time members, proves that Accor Vacation Club is not a scam.
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Review the plans. Review all of the information you’ve gathered on different plans. Pay special attention to the APR – you want a low rate, but not necessarily the lowest. This is because, depending on your lifestyle and payment habits, you might benefit more from a card that offers cash rebates, discounts or frequent-flier miles. Check out credit unions. Look into the possibility of joining a credit union. Credit unions are nonprofit and they have lower overhead so they can charge lower interest rates. Credit unions are newer to the credit industry, so they may be eager to generate credit card loans. However, you’ll probably be required to open a share account or savings account to join. Credit unions typically are limited to a particular employer and its employees, but that’s changing. Due to industry consolidations, credit unions are rapidly expanding their fields of membership. To find out which credit union you may be eligible to join, contact the Credit Union National Association (CUNA).